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Advantage Seller.

Unlock Your Home’s Value

Introducing Renovate Now, Pay Later® (RNPL®).

Get 0% financing for 6 months with expert-backed renovation plans to maximize comfort, function, and resale value.

With interest rates coming down, the market is heating up. Buyer hibernation is over.

Most homeowners have untapped equity sitting in their homes. Renovate Now, Pay Later® (RNPL)® enables sellers to add value to maximize the sale with flexible financing. With 0% rates for up to 6 months, have you put your home’s best foot forward?

No Hooks, No Angles, Just Results

Zumin can help you get the most out of the transaction.

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Burlington

Before

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After

Roof, Windows, Doors, Driveway, Kitchen, bathrooms, Total home renovation

SOLD +60% above market value
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Etobicoke

Before

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After

Floors, Walls, Vanity, Quartz, Exterior Renovation, Basement Renovation

SOLD +37% above market value
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Mississauga

Before

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After

Wall removal, Kitchen Relocation, Exterior renovation, Bathroom Renovation

SOLD +35% above market value

How does Renovate Now, Pay Later® Work?

Zumin helps homeowners and sellers renovate strategically with expert guidance and 0% financing for up to 6 months.

Free Home Assessment & Enrollment

Contact us for your free as-is and post-renovation assessment.

Experts Guide you on your Renovation

We will list the home for 14 days and see if the as-is value is sufficient.

Transparent Solutions that Maximize

We will provide advice on the necessary improvements.

Align on our Stress-Free Process

Re-list with improvements OR sell with the home reno plans.

Is it the right time to renovate?

Make the right renovation decisions with Zumins' services—whether you're selling for maximum value or staying to enhance your living space, we've got you covered!

Renovating Home

Renovate Now, Pay Later®

✔ Renovate your kitchen, bathroom, or entire home.

✔ Ensure long-term value with expert-backed renovations.

✔ From small updates to major transformations, we make it easy.

✔ Verified Home Contractors nearby.

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Renovate Now, Pay When Your Home is Sold®

✔ Homes with smart upgrades sell faster and for more.

✔ Pre-sale renovations that add value vary with every home.

✔ Move-in-ready home remodeling attracts more buyers.

✔ Keep the profit—don’t lose value to flipper margins.

How to get started?

Complete the below form and we will contact you to discuss the program and get you started.

Popular Renovation Categories.

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Kitchen Remodel

A Kitchen Renovation is always a big reward to consider.

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Bathroom Reno

Renovating your bathrooms is another very popular category

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Basement Finish

Finished Basements add space to your home, to add income or enjoy.

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Roof Replace

There are grants that can help you upgrade insulation and your roof.

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Window & Doors

Replacing your windows create energy efficiency in your home.

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Transform Home

Remodelling and restructuring your home for optimal layouts.