What is The Zumin Advantage?
Whether you're looking to buy, sell, stay, or improve, Zumin offers the solutions, financing, and professional services to help you get the most out of your property, including Renovate Now, Pay Later (RNPL), our trademarked renovation program.
What is Renovate Now, Pay Later?
RNPL (Renovate Now, Pay Later) is a Zumin owner, industry-first home value boost service that connects you with flexible financing to elevate your real estate experience—no matter your goals.
RNPL in Action
Advantage YOU.
You are a Seller
Maximize the value of your home by protecting and enhancing its worth with the right improvements. Whether you're renovating to sell or to enjoy your space longer, Zumin uses localized market trends and data to help you invest wisely—so you don’t waste money on the wrong upgrades.
You are a Homeowner
From renovations and repairs to complete rebuilds, we've got you covered. Zumin and our trusted partners guide you through every step of the journey, ensuring quality work and a smooth experience.
You are a Senior
Whether you're downsizing, adapting your home to your needs, or finally making those long-awaited upgrades, Zumin is here to help you navigate your options and maximize your home’s value.
You are a Buyer
Find the right home—and make it your own. Zumin helps you go beyond the basics by offering services to transform any property into your ideal space through smart improvements and financing options.
How does Renovate Now, Pay Later Work?
The Right Advice Matters.
From selling to settling in, renovating to retiring — with Zumin, the advice is ours and the advantage is always yours.
Advantage Homeowners
✔ Renovate your kitchen, bathroom, or entire home.
✔ Ensure long-term value with expert-backed renovations.
✔ From small updates to major transformations, we make it easy.
✔ Verified Home Contractors nearby.
Advantage Sellers
✔ Homes with smart upgrades sell faster and for more.
✔ Pre-sale renovations that add value vary with every home.
✔ Move-in-ready home remodeling attracts more buyers.
✔ Keep the profit—don’t lose value to flipper margins.
Popular Renovation Categories.
Make strategic improvements that enhance your home’s comfort, functionality, and long-term value.
Kitchen Renovation
A Kitchen Renovation is always a big reward to consider.
Bathroom Reno
Renovating your bathroom refreshes your home.
Basement
Finished Basements can add space for income or to enjoy.
Roof Replacement
Increase your home efficiency with a roofing grant.
Windows & Doors
Replacing your windows create energy efficiency in your home.
Home Renovation
Remodelling and restructuring your home for optimal layouts.
How to get started?
Complete the below form and we will contact you to discuss the program and get you started.
Real Results
Renovate Now, Pay Later and Zumin helped us sell our home for a great price. Most of our renovations were done over years and with 0% financing, we did not have to pay anything until our home sold. We sold for more than we thought we would and had enough money to buy a home instead of renting. Thank you Zumin.
We contacted Zumin off an add in the newspaper and are glad we did. We thought we needed to renovate to sell, and we actually sold for more than we thought we would without renovations. We are glad we did not spend unecessary savings on renovations, and would recommend meeting the Zumin team before you consider renovating or selling.
When looking for a home, it was really hard for us to find a home that we loved. We decided to call Zumin helped negotiate the best price for our home purchase. With Renovate Now, Pay Later, we were able to use our own funds to close our new home, and renovate a dated home completely. Its like our own custom home, with everything we love!
